Ghost Tourism: All the Thrills Without the Risk!

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A new trend is growing amongst thrill-seeking travellers: ghost tourism. Here’s what it is and where you should go to experience a touch of the supernatural whilst on holiday.
What is Ghost Tourism?

The idea is simple. Ghost tourism refers to holidays that involve learning about apparitions and hauntings. It also includes trips that involve encounters with spectres. An example might be staying in a haunted hotel or going on a late-night ghost walk around a spooky town.

This type of tourism actually has a rich history. People have visited Scotland, for example, for years in hopes of encountering the paranormal. Though most tourists these days don’t expect to see any spectral figures, they are interested in the history of hauntings.

If you like getting goose bumps and the creepy feeling that someone is standing behind you, this might be the travel trend for you.

Supernatural Spots: Where to Go to Get a Thrill

Here are some of the best places to start if you want to get your blood pumping and maybe, just maybe, give yourself a few nightmares.

• Salem Witch Walk – Salem is famous for its witch trials and this mystical walk features an unusual witchcraft ceremony.

• The Most Haunted Castle in Europe – It is Denmark’s Dragsholm Slot that has earned this title. Legend has it that Mary, Queen of Scots’ husband died a painful death in the dungeons.

• Ghost Towns – Deserted towns, with their unmistakably mournful atmosphere, have long been popular with tourists. Some of the best are Kayakoy in Turkey, Oradour-sur-Glane in France and St Elmo in Colorado.

• Wall Street Walk – Discover Wall Street’s history from a different angle. Learn about Alexander Hamilton, the Wall Street Crash and the spirits left behind.

• Sweet Dreams – Haunted hotels are big business. Stay in the Stanley Hotel in Colorado (it inspired The Shining). Or, if you have a real taste for the macabre, you can spend the night in the home of the infamous Lizzie Borden.

You don’t have to devote your entire holiday to searching for ghouls but including one of these places as a day (or night) trip can add an extra frisson of excitement to your trip. What’s more, it is an interesting way to experience a different side to a country’s culture than is seen in museums or art galleries.

Boo-fore You Go

You’ll soon realise that ghost hunting is truly addictive – one trip just won’t be enough. Before you head off, take out an annual multi-trip travel insurance policy. That way no matter how many trips you take a year you are covered for accidents, theft of your valuables or other mishaps. Ideally all travel would be risk-free; however annual multi-trip travel insurance makes sure you won’t lose out in the unlikely event that something does go wrong. (Disclaimer: No insurance can help you if a sneaky poltergeist steals your stuff, so make sure keep your eyes open while ghost hunting!)

Author Plate

Ethan Bailey is an experienced adventure traveller and insurance expert with the team at Let’s Go Insure. Ethan’s passion is to inspire his clients to go just that little bit further, deeper and higher on their travels and his expertise in providing the ideal insurance cover allows them to do just that. If you’re looking for the best annual multi-trip travel insurance Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer a range of competitive insurance without compromising on cover.

What Does The EHIC Cover in Estonia?

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Emerging from the shadows of Soviet rule, Estonia is coming into its own as a popular holiday destination. Despite its Russian connections, Estonia shares more geographically and historically speaking with Latvia and Lithuania. Europe has embraced the newly confident Estonia and has fallen in love with its charming cities and stunning countryside.
If you are planning a trip to this unique part of the world, along with your passport remember to pack your European Health Insurance Card (EHIC). As Estonia is in the EU, it has reciprocal agreements with the UK with regards healthcare, but just as every other EU state has different rules concerning what healthcare is covered, so does Estonia. That is why, even if you have a valid EHIC, it is best to get insurance too. When travelling with the family, a family travel policy is definitely recommended.

What Does The EHIC Cover?

Only a private insurance, whether it is an individual or a family travel policy, will cover private medical treatment in Estonia. If you are relying on your EHIC, then you have to access a practitioner who is contracted to the Estonian Health Insurance Fund (EHIF). The EHIF have a helpline number that you can call from the UK before you travel for more information (00372669663), and there is an excellent EHIF website that provides information in English.

Visit a Doctor or Dentist

If you visit a family practitioner or GP in Estonia, you will receive your consultation free of charge. However, should you or a member of your family require specialist treatment you need a referral and will be asked to pay part of the treatment cost. This is not refundable if you only have an EHIC. If you have an adequate family travel policy that insures you comprehensively, you should be able to claim back any money you have paid.

Home visits from a GP will incur a small fee, usually up to 5 euros, although this can vary. This fee is non refundable with your EHIC. For any routine dental treatment there is a charge, but if in the case of an emergency, treatment is free. And, the good news for families travelling with children is that children under 19 receive free dental treatment, whatever it might be.

How About Hospital Visits?

When on holiday with your family, ending up in hospital is something you don’t want to think too much about but it pays to be aware just in case. Inpatient care in state funded hospitals in Estonia is charged at 2.50 euros a day for up to 10 days, even if you have an EHIC, but there is no charge for treating under 18s, pregnancy or childbirth related treatment, or intensive care. The cost of private hospital care for any family member can only be reimbursed if you have a good family travel policy.

Although the healthcare is excellent in Estonia and you are entitled to much of it with a valid EHIC, it is always recommended that you take out a good insurance policy too, particularly if you are travelling with children.

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in global single trip, annual and family travel policy insurance. Besides offering great deals on travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holidays.

The Role Of Insurance Adjusters In Personal Injury Cases

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A Texas insurance adjuster, who is also known as an appraiser, will be responsible for evaluating and settling the claim; they act as an intermediary between an insurance company and the person filing the complaint. They will let you focus on other more important things instead of worrying about workers’ compensation issues. As soon as a claim has been made, the work of the San Antonia public adjuster begins. They will start by visiting the scene of the incident or accident so that they can gather as much information as possible in addition to taking pictures where necessary. Many times the people making claims are not aware of the limit of their covers and the public adjuster will take his time to explain to them with the main objective being resolving conflicts in the shortest time possible.

Once a Texas insurance adjuster has collected all the necessary information, they will normally present the case to the insurance company. They will have given an estimate of what they feel that the individual filing the complaint needs to be paid and the complainant will thereafter get communication regarding the offer made by the insurance company. If in any case there is a bone of contention, the insurance adjuster becomes the intermediary between the individual and the company. All these steps are normally taken in order to avoid the matter taking the longer and more expensive legal route.

It appears as if car claims are normally the fastest and easiest to settle using this route because in most cases, the evidence is always available and the value is almost always not contested. Casualty claims are a different issue altogether; in this case, the insurance adjuster must try to reason out with the injured individual and they will want to act in favor of the company; this is an important role that ensures that insurance companies don’t become bankrupt from the weight of compensation claims.

If an amicable agreement is reached, the insurance adjuster will ensure that the final agreement is drafted and the case is closed promptly. The insurance adjuster also makes sure that they have a clear understanding of all the legal issues that may arise again in future; they will make sure that they seal any loopholes in order to avoid such from taking place. Property damage claims and any other claims are settled faster when you have an insurance adjuster; anyone else who doesn’t have an idea on how to go about making a claim will not get you the desired end results in good time. Insurance adjusters ensure that matters are resolved quickly and that the settlement is fair for both the claimant and the company.

Learn about the significance of different types of advertising services

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Advertising services are considered as the most indispensable aspects of the commercial industry of the present age. In fact, the entire corporate world is highly dependent on these kinds of services. There is no such business organization in this world that is not taking the assistance of these kinds of services. The advertising services are mostly required for the effective publicity of the company products or services and promotion of the company brand in public or media. These kinds of services are mostly performed by the advertising companies that provide different flexible options of advertising services to their clients. Find out the top advertising company of your locality in order to get quality and highly improved advertising services for your company. These advertising services can be of various types but can be broadly categorized primarily into two categories including the physical advertising and online advertising.
If you can have the strong combination of both these kinds of advertising services, then you can expect assured success which leads to the fulfillment of your desirable objective. The physical advertising method is considered as the oldest or traditional advertising methods which have been continue since centuries. But the online advertising method is the output of the modern technology and improved procedure. Some of the most essential promotional products which are getting suggested by the advertising company include banners, hoardings, leaflets or pamphlets, vinyl wrappers, and many more. These promotional products which are mainly used for advertisement purposes are mostly made in a customized manner in order to influence maximum potential customers from the targeted community. Most of the modern business concerns believe that online advertisement means are more powerful in comparison to the traditional methods of advertising.
Some of the most useful and impact full online advertising means include social or professional online networking sites like twitter, face book, linked in and others, online article or blog submission, affiliate link creation, SEO and many more. The modern advertising agency is suggesting maximum customers to go for the online advertising means for getting prospects within a short period of time. But, this is also true that with the development of online website for the company, all these online advertisement means area absolutely incomplete and inappropriate. These online advertising means are mostly supported by the online company website but there is also a twist as the company websites must be prepared in a special responsive manner in order to make proper impact on targeted customers. The services of advertising in India mostly follow the great fusion or combination of both online and physical advertising methods for grabbing more targeted customers along with the coverage of wide market.